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Personal Checking

Personal Checking Accounts

Browse these Armor Bank checking options to determine the best type of account to fit your needs.

Woman relaxing on the couch.

Freedom Checking

  • No minimum balance requirements
  • Unlimited check writing
  • Free debit card at account opening
  • Free online banking and more!
Woman making a mobile deposit with her phone.

Interest Checking

  • Earns interest on entire balance
  • Unlimited check writing
  • Free debit card at account opening
  • Free online banking and more!
Man reviewing paperwork in front of computer

Shield Checking

  • Many great checking features and more!
  • $10,000 accidental death insurance*
  • ID Protection*
  • Cell phone insurance*
Eldery couple reviewing their banking accounts.

Gold Checking

  • 59 years of age or older
  • Earns interest on entire balance
  • Health discount savings
  • ID Protection*
  • Armor Shield Checking benefits and more!
Two ladies working on a computer together.

Money Market

  • Earns interest on balance of $2,500+
  • Unlimited deposits per month
  • Free e-statements or imaged paper statements
  • Limited debits per month

Feel Confident with IDProtect®

You can rest easy knowing that IDProtect2, our identity theft monitoring and resolution service, can help better protect your identity.

Family smiling together knowing they are protected using IDProtect!
  • Identity Theft Expense Reimbursement Coverage1 - Receive up to $10,000 help pay expenses, clear your name and help recover your identity, should you become the victim of identity theft.
  • Comprehensive Identity Theft Resolution Services - Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.
  • Debit and Credit Card Registration - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required.)
  • 3-in-1 Credit File Monitoring3 - IDProtect will monitor your Equifax®, Experian® and TransUnion® credit files daily, and alert you if key changes occur. (Registration/activation required.)
  • 3-in-1 Credit Report - Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your credit worthiness. (Registration/activation required.)
  • Total Identity Monitoring - Monitoring of over 1,000 databases. (Registration/activation required.)
  • Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)

1. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

2. IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” or the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).

3. Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.


Personalized Debit Cards

Free same day debit cards are available in a diverse selection of designs as unique as the personalities of our customers. Check the most current design selections including touchless debit cards at your local Armor Bank branch.

Get Your Personalized Armor Bank Debit Card Today!
Get Your Personalized Armor Bank Debit Card Today!

ARMOR BANK is here to help you.

More Armor Personal banking services
Armor Bank Shield
Personal Savings

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Armor Bank Shield
Personal Loans

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Armor Bank Shield
Personal Lines of Credit

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Download the Armor Bank Personal App Today!

Mobile Banking

BANK ON THE GO!

Download the Armor Bank - Personal App today.

View accounts and account balances quickly, make remote deposits, transfer money between accounts, plus manage bill payments.

Download the Armor Bank Business App Today!

Mobile Business Banking

BANK ON THE RUN!

Download the Armor Bank – Business App today.

View accounts and account balances quickly, make remote deposits, transfer money between accounts, plus manage bill payments, track cash flow, and manage expenses.

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